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The business plan generator

From one sentence to a plan a bank can read.

Describe your business in one sentence and answer a few plain questions. You get a first draft, a forecast of money in and money out, and a list of what is still missing. Every number in the text comes from your forecast, so nothing drifts.

Request access See how it works

Early access, by request. Orientation, not advice. The windows on this site show sample data.

first draftevery section
every section starts from the forecast

Forthe NetherlandsGermanyinvestors (English)

What it does

A plan you can defend.

Most plan tools write nice text and leave the numbers to you. Business Plan starts from the numbers and builds the text on top of them.

Four windows
Four windows from Business Plan: an intake, a forecast, the truth guard and a lender check. Sample data.

Guided plan

One sentence in, a first draft out.

Answer a few plain questions: what you sell and to whom, the kind of business, the country, your price, how many sales a month, what it costs to start, what you pay yourself and what you want to raise. The app picks a starting forecast, writes a draft of every section from it and lists the numbers only you can give.

  • Plain words, a tip and an example for every section
  • English, German and Dutch
  • Answers you give are confirmed; the rest stay marked as open

How the guided plan works

one sentenceintake
one sentence first, then plain questions

Forecast

Money in, money out, month by month.

Profit and loss, cash flow and balance sheet come from the same inputs, in whole cents, so the balance sheet balances exactly. Best and worst case, break-even and how much funding you need and when. Change a number and the whole plan moves.

  • The statements always agree, or the export stops
  • Base, best and worst case as changes to inputs
  • Sensitivity: which input moves the result most

The forecast

forecast · year 1monthly
profit and loss, cash flow and balance sheet from the same inputs

The truth guard

A made-up number is refused.

Text in the plan may only quote figures that are cells of your forecast. You write {{pl.revenue.Y1}} and the text prints the model's figure. A number typed by hand, or by an AI, that is not in the model is refused with the model's own figure next to it.

  • Every figure traceable to a cell
  • Unconfirmed numbers are marked as drafts
  • The same rule for you and for your AI

Numbers you can trace

truth guardrefused
text may only quote figures that are cells of the model

Lenders and subsidies

Checked against what the bank looks at.

Pick a Dutch or German route (bank, Qredits, Gründungszuschuss, KfW Startgeld, ERP-Gründerkredit, EXIST) or an investor version in English, and see which sections, statements and ratios are still missing: cash never below zero, debt service, owner pay, equity share and break-even.

  • Seven packs, as data
  • Blockers, warnings and info, each pointing at its cell
  • Orientation: every threshold is a stand-in to check with the lender

Bank and subsidy checks

nl-bank · checks6 checks
thresholds are stand-ins to check with the lender or an advisor

A door for your AI

Your AI drafts. You confirm the numbers.

Connect Claude, ChatGPT or Grok to Geenius OS once. Your AI can build the model, list what is open, write sections with placeholders instead of figures, run the truth guard and export Markdown. It cannot make a figure up, and it cannot confirm your numbers for you.

  • 24 verbs of one tool, documented
  • On every plan
  • Edits can name the revision they read

Connect your AI

your AI · geenius_bizplanplaceholders
agents write placeholders; the owner confirms numbers

In numbers

Facts you can check, not testimonials.

Business Plan is in early access and has no public customers yet. These are things you can look up in the app and the docs today.

  • 7lender and subsidy packs for NL, DE and investors
  • 5forecast templates: services, freelancer, shop, subscription, marketplace
  • 3languages: English, German, Dutch
  • 100points of readiness: sections, confirmed numbers, integrity

Honest labels

What works today.

We say what is live in early access, what depends on your setup, and what is not offered.

  • Pre-beta
    Guided plan, forecast, checks and export

    Built and in the app now. Early access: people request access.

  • Pre-beta
    Lender and subsidy checks

    Orientation only. The packs list sections, statements and ratios; every threshold is a stand-in to check with the lender or an advisor. No loan amounts, rates or form numbers are stated.

  • Pre-beta
    Your AI through Geenius OS

    Works when Business Plan is added to your Geenius OS workspace, on every plan.

  • Pre-beta
    Built-in AI drafting

    A Premium and Max feature that stays off until it is switched on. Until then you write by hand with guidance, or your own AI writes through the door.

  • Not offered
    Other countries

    The Netherlands and Germany first, plus an English version for investors. More markets are added as data.

  • Not offered
    A Word file

    The export is PDF and Markdown. A DOCX is not offered.

Four ways
Four ways to use it. Sample data.

Who writes plans here

For people who need a plan, not a template.

Pricing

Three plans. No free tier.

Per month, in euros, VAT included. Included in the matching Geenius OS plan. Payments are in test mode during early access.

  • €9Pro: 3 business plans, 20 exports a month
  • €19Premium: 10 plans, 100 exports, AI drafting when on
  • €49Max: unlimited plans and exports

From the blog

Notes on plans you can defend.

All posts

Questions

Good questions.

What is Business Plan?

A business plan generator. You describe your business in one sentence and answer a few plain questions. You get a first draft, a monthly forecast and a list of what is missing, checked against Dutch and German bank and subsidy expectations, and a PDF where every number comes from the forecast. It is an app of Geenius OS and also works on its own.

Is it advice?

No. It calculates from your numbers and checks against published expectations. A lender or agency decides by its own rules, and you should check the details with them. Every threshold in a lender pack is a stand-in to verify.

Do I need AI?

No. You can write a plan by hand with guidance. Your own AI can also work with the plan through Geenius OS on every plan. Built-in AI drafting is a Premium and Max feature and is off until it is switched on.

Is it ready to use?

It is in early access: people request access and payments are in test mode. What this site describes is built. Request access.

Which countries?

The Netherlands and Germany first, plus an English version for investors. More markets are added as data.

Which languages can I write in?

English, German and Dutch. The language follows the market you choose, and the app's words follow your own language.

All questions

Start with one sentence.

Business Plan lets people in step by step. Ask for a place, or sign in with Geenius OS.

Request access Read the docs